Standard 8: Online Shopping and Credit Cards


  1. Compare costs and benefits of using credit cards and making online purchases (e.g., interest rates, fees, repayment schedules, and personal information protection)?
  2. Evaluate options for payments on credit cards (e.g., minimum payment, delayed payments, or payment in full).


Online Curriculum and Lesson Plans

Making $en$e: Financial Success for Oklahoma Students – Oklahoma State Department of Education | view now

  • Module 8.1: More than Plastic
  • Module 8.2: Shopping Online

It Just Adds Up | view now

  • Lesson 14 – Consumer Credit
  • Lesson 15 – Consumer Credit Cards
  • Lesson 16 – Online Shopping
  • Lesson 23 – Cellular Phone Service

The ABC’s of Credit Cards – “The ABCs of Credit Card Finance,” consisting of a student primer, Trainer’s Guide and PowerPoint Presentation. The program has a target audience of high school juniors, seniors and college freshmen and teaches students how to wisely choose and responsibly use a credit card. View now

Should I Use Cash or Credit? – EconEdLink | view now

Bingo Brown and the Language of Love – Money Management International | view now

Thirteen Ed Online

  • Pay Credit When Credit is Due | view now
  • The REAL Cost of College | view now
  • Filling Empty Pockets: Borrowing, Loans, and Credit | view now


Council for Economic Education Lesson Plans


  • Unit 3, Lesson 18 – Credit Management

Financial Fitness for Life, Bringing Home the Gold, (9-12), Teacher Guide

  • Theme 4 – Spending and Credit Are Serious Business
  • Lesson 11 – What Is Credit?
  • Lesson 12 – Making Credit Choices
  • Lesson 13 – Applying for Credit
  • Lesson 14 – All About Interest
  • Lesson 115 – Shopping for a Credit Card

Financial Fitness for Life, Shaping Up Your Financial Future, (6-8), Teacher Guide

  • Theme 4 – Spending and Using Credit
  • Lesson 12 – Cash or Credit?
  • Lesson 13 – Establishing Credit
  • Lesson 14 – Comparison Shopping


Online Resources

Credit Card Calculators

Extended Activities
  • New York Times Newspaper Lessons - I Owe You - Understanding Credit Cards and Credit Card Debt | view now
  • Thirteen Ed Online - The Business of Credit | view now
  • 2009Credit Card Legislation Presentation | from the Oklahoma Council on Economic Education Personal Financial Literacy Conference